Whether you are worried about the economy or just want a better chance to achieve your wealth goals, withdrawing your spending and increasing savings is a wise financial transfer. To make the process less overwhelming, you can try one of the many money-saving challenges that are easy to follow and even fun.

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In Tiktok's post, Australian Jenny Joo shared her plan to save $10,000 per day with just giving up a specific amount of cash in the jar. This is how you can use her plan or create your own wealth in a short time.

The video shows Joo writes numbers 1 to 100 on a piece of paper. She then set a goal to save twice the cash a day. For example, she will save $2 on the first day, $4 on the second day, $6 on the third day, and so on. The amount on the 100th day will reach $200. If she completes the entire challenge, she will have $10,100 in cash in her jar.

Although the daily savings are available, JOO allows flexibility. Depending on her financial situation, she may jump to another day’s savings goal and even fail to contribute in a few days. But in the end, the goal is to cross out all 100 days and end up with a good saving mat. Her recent Tiktok video shows that she has less than a month left.

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Saving $10,000 in such a short time may be too positive for your budget, especially if you have high fees or need to focus on paying off your debt. But that doesn't mean you still can't use this useful money-saving hack and use a different savings amount strategy or schedule.

A popular change is the 100-day envelope challenge, which involves saving the amount of cash per day to accumulate about $5,000. The 52-week currency challenge is another option, which requires savings of weekly cash to earn nearly $1,400.

You can also consider your savings goals and budget to come up with a custom savings strategy every day. Saving whatever amount you can still lead to progress.

One disadvantage of JOO savings plan is the need to use physical cash. Not only will this be inconvenient, but cash savings do not accumulate interest and may be stolen or lost.

Instead of using physical jars and money, you can go to your savings account every day. If your account earns good interest rates, you can even maximize your savings in 100 days.