Aberdeen, Scotland, is the most affordable city for singles to buy homes in the UK, and an analysis of national property data shows that an average one- or two-bedroom home is worth less than £120,000.

According to research by property site Zoopla, the city's monthly mortgage loans are £510 a month, accounting for about 16% of the average monthly salary in the region.

Liverpool was named the most affordable city for single-purchasers in England, with an average mortgage of 18% of monthly salary, or £540.

According to Halifax, one of the country’s largest mortgage lenders, UK property prices fell 0.2% in January and average property prices rose 0.7% in January after falling 0.2% in December, according to Halifax, one of the country’s largest mortgage lenders. . The jump is something many first-time home buyers are eager to complete the deal before increasing stamp duty, which will appear this spring.

According to the National Building Association, mortgage costs have slightly declined due to rising wages, so in 2024, the UK's affordability improved in 2024. However, first-time home buyers are still usually paying five times their home income.

Although Aberdeen is the most affordable city, Zoopla found Edinburgh the most expensive city in Scotland, despite the city's affordability increased over the past 12 months, as a result of rising home prices and rising wages.

Blaenau Gwent is the most affordable local authority in Wales, with an average selling price of £112,090, or £470 a month, while Monmouth County has the lowest prices at £240,900 and monthly respectively £1,010.

It is no surprise that the most inappropriate city in England is London. Zoopla found that the average price for all its boroughs is over £1,000 for mortgage payments on one- or two-bedroom homes. The most affordable thing is in Havering, the eastern part of the capital, where one to two-bedroom homes reach an average of £306,480. The average monthly payment is £1,100, accounting for 29% of the average salary.

According to Zoopla’s analysis, the lowest-priced boroughs are Kensington and Chelsea, with an average property of £925,870, accounting for 73% of the average monthly income.

House prices have risen by less than 1.5% in the past 12 months in southern England, excluding London. Bristol in the southwest, Oxford, Portsmouth in the southeast and Cambridge in the east of England are one of the most affordable cities.